Challenges and opportunities: Strengthening finances in fishing communities
DOI:
https://doi.org/10.54167/ejbei.v2i1.1737Keywords:
sustainable fisheries, inclusive financial education, economic sustainability, technologyAbstract
Sustainable fisheries management and marine conservation have advanced significantly over the past two decades. However, financial access to coastal communities to carry out these initiatives remains challenging. Traditional schemes do not fully address the complex environmental, social, cultural and economic needs of communities. This work analyzes challenges and opportunities to improve financial inclusion in small-scale fisheries, proposing strategies to promote equitable access to financial services and strengthen capacities. Through a participatory workshop and a literature review, three main barriers in Mexico were identified: 1) inequitable distribution of resources, 2) concentration of support in a single program, and 3) deficiencies in financial capabilities. The need for intermediary organizations, such as fiscal sponsors, to channel funds and the limited coverage of complete processes by financing sources. These limitations, influenced by the local context, make its global generalization difficult. Financial inclusion in fishing communities in the Global South requires institutional adaptation to challenges such as labor informality, social marginalization, institutional weakness, and digital and gender gaps.
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Copyright (c) 2025 Ana Karen Campa-Madrid, Francisco Javier Fernández-Rivera Melo, Inés López-Ercilla, Jorge Torre
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